If there aren’t enough funds in the account, your StepPay card will be temporarily blocked until the funds are available. CommBank will automatically deduct the four repayments from your chosen linked transaction account. Yes, in the CommBank app, select your StepPay account to review your upcoming repayments or make early repayments at any time.
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We are here to make banking feel easy, more human, and better for the future. Unlike traditional banks, our profit doesn’t go to shareholders, they are reinvested into improving our services, products and banking solutions to support you every step of the way. Full details available on application, in the Detailed Credit Card Product Guide and at summerland.com.au. Limited to cash held in a Summerland savings or fixed term deposit account.
Why StepPay?
If you’re an existing everyday banking customer, simply log on to the CommBank app, search ‘StepPay’ then tap ‘Apply now’ to start an application. Access StepPay alongside your existing accounts and manage repayments and spend limits in one app. Benefit from paying $0 monthly fees, no interest and no international transaction fees. Simply open an eligible CommBank account to start the journey. With office phone appointments, you can get the same level of service and expertise with your local Tax Expert.
If you’d like to earn interest, you can open a savings account at the same time. This account doesn’t earn interest. Individual(s) under the age of 30, New Arrivals, and students are ineligible for this Offer.
Free, user-friendly and open source online shopping cart software. Improve cashflow and get paid quickly with online invoices. One platform to start, run, and grow your online business.
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Your StepPay application includes initial checks with credit bureaus. The credit agencies take these into account when assessing your credit score, especially if you demonstrate you’re unable to manage your payments. If you miss payments on your StepPay account, it may affect your credit online pokies score. We look at your accounts and loans with CommBank, as well as any credit products you may have with other financial institutions on your credit file.
ANZ’s role is to assist you by lodging disputes with merchants, providing the transaction is covered by the various Scheme rules (Visa or EFTPOS) and/or the ePayments code. Unauthorised transactions are subject to the ePayments Code. For circumstances where you believe there has been an unauthorised transaction, you should raise a dispute in the ANZ App. In ANZ Internet Banking, choose the account, click the Search link at the top of the Transactions tab and follow the prompts. In the ANZ App, choose the account you want to search and then enter a word or an amount in the Search box.
- This information does not take your personal objectives, circumstances or needs into account.
- Full Terms and Conditions will be included at point of application.
- If you’d like to earn interest, you can open a savings account at the same time.
- Now, when you open both a Choice everyday account and savings account together, you could earn $50 cashback.
- This applies to the hotel or flight booking amount you pay for excluding any Awards points or travel credits redeemed.
If this happens, please don’t transfer funds into StepPay. If you opened your StepPay account on or after 10 June 2025, your anniversary will occur each year on the date you’ve activated your StepPay account. If you opened your StepPay account before 10 June 2025, your anniversary will occur on 10 June each year.
We’re committed to being transparent, accountable, and acting with integrity across every part of our organisation. Long enough to know a thing or two about banking, but not so long to forget what brought us here. With SCCU by your side, you are choosing a trusting banking partner who is proudly invested in you, your community, and your future.
So, come on in and experience good old-fashioned customer service, with all the bells and whistles of a modern bank, and see what makes banking with us truly special. At Summerland Bank, we believe in a friendly, personalised kind of banking. It’s about being able to provide a braver banking alternative and protecting our natural heritage long into the future. 1 point for every $2 spent on eligible purchases
Building a nest egg for your child is easy with our high-interest Little Star Saver account that rewards you for growing your balance, no hidden fees. Enjoy competitive rates, easy online applications, and local support when you need it. Minimum monthly payments apply during the interest free period. Lending criteria apply. Our innovative internet banking platform and app puts financial control back in your hands and gives you ultimate peace of mind when it comes to your money. With branches conveniently located throughout the region, and innovative online banking services, we offer good old-fashioned customer service with all the bells and whistles of a modern bank.
Remember, if you have an additional card holder, the transaction may have been made by them. Sometimes, you may not immediately recognise a transaction on your account or card. Lending criteria apply to approval of credit products. For joint accounts, individuals must meet the eligibility criteria for the fee waiver to apply. Other fees and charges may apply. 2Other fees and charges apply.
Because of that, you should, before acting on the information, consider its appropriateness to your circumstances. Please view Key fact sheet for more details on StepPay rates and fees. The credit check is a fast process and you won’t even know it’s going on. This is to help make sure StepPay is appropriate for your financial situation – we want to help you meet your financial needs with the right product for you at the right time. It only takes few minutes to open an Everyday Transaction account. Tap ‘StepPay’ and then tap ‘Apply now’ to see if you’re eligible.
